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.elementor-form-fields-wrapper{margin-left:calc( -15px/2 );margin-right:calc( -15px/2 );margin-bottom:-20px;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-field-group.recaptcha_v3-bottomleft, .elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-field-group.recaptcha_v3-bottomright{margin-bottom:0;}body.rtl .elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-labels-inline .elementor-field-group > label{padding-left:16px;}body:not(.rtl) .elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-labels-inline .elementor-field-group > label{padding-right:16px;}body .elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-labels-above .elementor-field-group > label{padding-bottom:16px;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-field-group > label, .elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-field-subgroup label{color:#FFFFFF;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-field-group .elementor-field, .elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-field-subgroup label{font-family:"Lato", Sans-serif;font-size:0.9rem;font-weight:400;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-field-group .elementor-field:not(.elementor-select-wrapper){background-color:#ffffff;border-width:0px 0px 0px 0px;border-radius:10px 10px 10px 10px;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-field-group .elementor-select-wrapper select{background-color:#ffffff;border-width:0px 0px 0px 0px;border-radius:10px 10px 10px 10px;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-button{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );border-radius:10px 10px 10px 10px;padding:15px 20px 15px 20px;}.elementor-490 .elementor-element.elementor-element-9e253c7 .e-form__buttons__wrapper__button-next{background-color:var( --e-global-color-secondary );color:#ffffff;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-button[type="submit"]{background-color:var( --e-global-color-secondary );color:#ffffff;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-button[type="submit"] svg *{fill:#ffffff;}.elementor-490 .elementor-element.elementor-element-9e253c7 .e-form__buttons__wrapper__button-previous{color:#ffffff;}.elementor-490 .elementor-element.elementor-element-9e253c7 .e-form__buttons__wrapper__button-next:hover{background-color:var( --e-global-color-primary );color:#ffffff;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-button[type="submit"]:hover{background-color:var( --e-global-color-primary );color:#ffffff;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-button[type="submit"]:hover svg *{fill:#ffffff;}.elementor-490 .elementor-element.elementor-element-9e253c7 .e-form__buttons__wrapper__button-previous:hover{color:#ffffff;}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );}.elementor-490 .elementor-element.elementor-element-20c0b61{--gap:40px 40px;--row-gap:40px;--column-gap:40px;}.elementor-490 .elementor-element.elementor-element-8848578 .elementor-heading-title{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );}.elementor-490 .elementor-element.elementor-element-11e2b41 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-3b2814c .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-87d0050 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-ad1d332 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-c0cfd03 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-60213ef .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-fc7cae3 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-ac28157 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-eb5119b .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-e16bb8a .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-ab486d7 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-6f14759 .elementor-heading-title{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .elementor-button{font-size:var( --e-global-typography-accent-font-size );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-490 .elementor-element.elementor-element-c0e3be6{--grid-columns:2;}.elementor-490 .elementor-element.elementor-element-795abdd .elementor-heading-title{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-form .elementor-field-group > label{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-form .elementor-field-type-html{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-form .elementor-button{font-size:var( --e-global-typography-accent-font-size );}.elementor-widget-form .elementor-message{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-form .e-form__indicators__indicator, .elementor-widget-form .e-form__indicators__indicator__label{font-size:var( --e-global-typography-accent-font-size );}.elementor-widget-form .e-form__indicators__indicator__progress__meter{font-size:var( --e-global-typography-accent-font-size );}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-button{font-size:var( --e-global-typography-text-font-size );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );}.elementor-490 .elementor-element.elementor-element-20c0b61{--padding-top:50px;--padding-bottom:50px;--padding-left:20px;--padding-right:20px;}.elementor-490 .elementor-element.elementor-element-8848578 .elementor-heading-title{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );}.elementor-490 .elementor-element.elementor-element-11e2b41 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-3b2814c .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-87d0050 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-ad1d332 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-c0cfd03 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-60213ef .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-fc7cae3 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-ac28157 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-eb5119b .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-e16bb8a .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-ab486d7 .elementor-heading-title{font-size:var( --e-global-typography-fc7d215-font-size );line-height:var( --e-global-typography-fc7d215-line-height );}.elementor-490 .elementor-element.elementor-element-8ee21fa{--padding-top:50px;--padding-bottom:50px;--padding-left:20px;--padding-right:20px;}.elementor-490 .elementor-element.elementor-element-6f14759 .elementor-heading-title{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .elementor-button{font-size:var( --e-global-typography-accent-font-size );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-490 .elementor-element.elementor-element-c0e3be6{--grid-columns:2;--grid-row-gap:12px;--grid-column-gap:12px;}.elementor-490 .elementor-element.elementor-element-5820dec{--padding-top:50px;--padding-bottom:50px;--padding-left:20px;--padding-right:20px;}.elementor-490 .elementor-element.elementor-element-795abdd .elementor-heading-title{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-form .elementor-field-group > label{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-form .elementor-field-type-html{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-form .elementor-button{font-size:var( --e-global-typography-accent-font-size );}.elementor-widget-form .elementor-message{font-size:var( --e-global-typography-text-font-size );}.elementor-widget-form .e-form__indicators__indicator, .elementor-widget-form .e-form__indicators__indicator__label{font-size:var( --e-global-typography-accent-font-size );}.elementor-widget-form .e-form__indicators__indicator__progress__meter{font-size:var( --e-global-typography-accent-font-size );}.elementor-490 .elementor-element.elementor-element-9e253c7{padding:30px 20px 20px 20px;--container-widget-width:100%;--container-widget-flex-grow:0;width:var( --container-widget-width, 100% );max-width:100%;}.elementor-490 .elementor-element.elementor-element-9e253c7 .elementor-button{font-size:var( --e-global-typography-text-font-size );}}@media(min-width:768px){.elementor-490 .elementor-element.elementor-element-aa94a1d{--width:100%;}.elementor-490 .elementor-element.elementor-element-babf325{--width:32%;}.elementor-490 .elementor-element.elementor-element-5f00c43{--width:82%;}.elementor-490 .elementor-element.elementor-element-6a500b6{--width:48%;}.elementor-490 .elementor-element.elementor-element-1444124{--width:48%;}.elementor-490 .elementor-element.elementor-element-43c6b1e{--width:48%;}.elementor-490 .elementor-element.elementor-element-ba9f446{--width:48%;}.elementor-490 .elementor-element.elementor-element-b3ee1ba{--width:48%;}.elementor-490 .elementor-element.elementor-element-4822680{--width:48%;}.elementor-490 .elementor-element.elementor-element-d56ffa2{--width:48%;}.elementor-490 .elementor-element.elementor-element-86715db{--width:48%;}.elementor-490 .elementor-element.elementor-element-f432a67{--width:48%;}.elementor-490 .elementor-element.elementor-element-a3dbd96{--width:48%;}.elementor-490 .elementor-element.elementor-element-37ae740{--width:98%;}.elementor-490 .elementor-element.elementor-element-aacaef9{--width:60%;}}@media(max-width:1024px) and (min-width:768px){.elementor-490 .elementor-element.elementor-element-babf325{--width:53%;}.elementor-490 .elementor-element.elementor-element-6a500b6{--width:100%;}.elementor-490 .elementor-element.elementor-element-1444124{--width:100%;}.elementor-490 .elementor-element.elementor-element-43c6b1e{--width:100%;}.elementor-490 .elementor-element.elementor-element-ba9f446{--width:100%;}.elementor-490 .elementor-element.elementor-element-b3ee1ba{--width:100%;}.elementor-490 .elementor-element.elementor-element-4822680{--width:100%;}.elementor-490 .elementor-element.elementor-element-d56ffa2{--width:100%;}.elementor-490 .elementor-element.elementor-element-86715db{--width:100%;}.elementor-490 .elementor-element.elementor-element-f432a67{--width:100%;}.elementor-490 .elementor-element.elementor-element-a3dbd96{--width:100%;}.elementor-490 .elementor-element.elementor-element-37ae740{--width:100%;}}/* Start custom CSS for container, class: .elementor-element-babf325 *//* Cover nav — single inactive state, active driven by JS */
.elementor-490 .elementor-element.elementor-element-babf325 .iba-cover-nav .elementor-widget-button .elementor-button{
	background-color:transparent;
	color:#0D57A4;
	border-color:#0D57A4;
	transition:background-color .2s ease, color .2s ease, border-color .2s ease;
}
.elementor-490 .elementor-element.elementor-element-babf325 .iba-cover-nav .elementor-widget-button.is-active .elementor-button,
.elementor-490 .elementor-element.elementor-element-babf325 .iba-cover-nav .elementor-widget-button .elementor-button:hover{
	background-color:#0B3F8C;
	color:#fff;
	border-color:#0B3F8C;
}
.elementor-490 .elementor-element.elementor-element-babf325 .iba-cover-nav .elementor-widget-button.is-active .elementor-button svg,
.elementor-490 .elementor-element.elementor-element-babf325 .iba-cover-nav .elementor-widget-button .elementor-button:hover svg{
	fill:#fff;
}

/* Anchor offset — clears the fixed header (130px tall, sitting at top) */
#Business-Assets,
#Machinery-Breakdown,
#Loss-of-Profits,
#Commercial-Motor-Vehicle,
#Corporate-Travel,
#Construction,
#Other-Business-Insurance{
	scroll-margin-top:160px;
}/* End custom CSS */
/* Start custom CSS for loop-grid, class: .elementor-element-c0e3be6 */@media (max-width:767px){
.elementor-490 .elementor-element.elementor-element-c0e3be6 .e-loop-item .elementor-element-4d906b5{ flex-direction:column; align-items:center; text-align:center; gap:8px; margin-bottom:0; }
.elementor-490 .elementor-element.elementor-element-c0e3be6 .e-loop-item .elementor-element-9516cf2{ width:100%; align-items:center; }
.elementor-490 .elementor-element.elementor-element-c0e3be6 .e-loop-item .elementor-element-9516cf2 .elementor-widget{ width:100%; }
.elementor-490 .elementor-element.elementor-element-c0e3be6 .e-loop-item .elementor-element-dcff55f img{ width:64px; height:64px; }
.elementor-490 .elementor-element.elementor-element-c0e3be6 .e-loop-item .elementor-element-a4bb4dd{ padding:16px 10px 14px; height:100%; }
.elementor-490 .elementor-element.elementor-element-c0e3be6 .e-loop-item .elementor-element-9516cf2 .elementor-widget:first-child .elementor-heading-title{ font-size:17px; }
.elementor-490 .elementor-element.elementor-element-c0e3be6 .e-loop-item .elementor-element-9516cf2 .elementor-widget:nth-child(2) .elementor-heading-title{ font-size:12px; }
.elementor-490 .elementor-element.elementor-element-c0e3be6 .e-loop-item .iba-talk{ justify-content:center; margin-top:6px; }
}/* End custom CSS */
/* Start custom CSS for form, class: .elementor-element-9e253c7 *//* Location — show this field's label (hidden by Show Label off) */
.elementor-widget-form .elementor-field-type-radio > .elementor-field-label{
	position:static; width:100%; flex:0 0 100%; height:auto; overflow:visible;
	clip:auto; clip-path:none; display:block;
	margin:0 0 16px; color:#fff; font-size:16px; font-weight:700;
}

/* Location pills */
.elementor-field-type-radio .elementor-field-subgroup{
	display:flex; flex-wrap:wrap; gap:10px;
}
.elementor-field-type-radio .elementor-field-option input[type="radio"]{
	position:absolute; opacity:0; width:0; height:0; margin:0;
}
.elementor-widget-form .elementor-field-type-radio .elementor-field-option label{
	display:inline-block; padding:10px 20px;
	border:2px solid #fff; border-radius:999px;
	color:#fff; font-size:15px; line-height:1;
	cursor:pointer; transition:all .2s ease;
}
.elementor-widget-form .elementor-field-type-radio .elementor-field-option label:hover{
	background:#D6202B; border-color:#D6202B;
}
.elementor-widget-form .elementor-field-type-radio .elementor-field-option input:checked + label{
	background:#D6202B; border-color:#D6202B;
}
.elementor-widget-form .elementor-field-type-radio .elementor-field-option input:focus-visible + label{
	outline:2px solid #fff; outline-offset:3px;
}/* End custom CSS */